Helping You Take Control of Your Finances- One Step at a Time
From Surviving to Thriving: Your Journey Starts Here
Helping You Take Control of Your Finances- One Step at a Time
About Us
Our Story
Budget to Prosperity was born out of a simple but powerful belief: financial freedom should not be a privilege, it should be a right.
After seeing so many families and individuals struggle—working hard but still feeling stuck—we knew something had to change. Rising costs, overwhelming debt, and confusing financial systems often leave people feeling powerless. That’s why we started this organization: to ensure financial equity for all and to give everyday people the tools and support they need to thrive.
We don’t just teach numbers—we walk alongside our clients, helping them turn financial stress into financial confidence.
Our Mission
Empower communities through financial literacy and personalized coaching. We provide practical tools, one-on-one support, and proven strategies that help people master budgeting, build strong credit, overcome debt, and grow their savings. Our goal is to make financial stability achievable for everyone, no matter where they’re starting from.
Our Vision
We envision a future where every individual has the knowledge, resources, and confidence to create lasting prosperity. A future where families can break free from paycheck-to-paycheck living, reduce stress, and build a financial legacy that lasts for generations.
Meet Our Funder
Hi, I’m Ricardo Sotelo, founder of Budget to Prosperity. As a financial coach, I’ve seen firsthand how lack of guidance holds people back from reaching their goals. I started this journey because I believe financial education can change lives—not just by fixing numbers on a spreadsheet, but by creating hope, stability, and opportunity.